Binance Debit Card Review

The Binance Debit Card is a crypto debit card that lets you convert your crypto assets into fiat with ease. The Binance Card is issued by Visa, so it’s accepted anywhere Visa is accepted. It also works similarly to a typical debit card (or credit card), in which you can make purchases and get cash from ATMs. 

In this review, we’ll take a look at the Binance Card and cover all of the details on its features, fees, and usage below so that you can decide whether or not it’s right for your needs! We will also introduce the world’s first NFT card if you are looking for other crypto debit card alternatives.

What is the Binance Card?

The Binance Card is a virtual and physical VISA debit card that allows you to withdraw money or pay for everyday purchases with the cryptocurrency holdings in your Funding Wallet. As Binance will only convert when you are making a payment, you can HODL your crypto assets until then.

While it’s not currently available in the U.S., the Binance Card is available for EEA residents. If you’re eligible, you can order a physical card or a digital card once you’ve registered an account with Binance Exchange and passed identity verification. 

hi Debit Card – First NFT Customizable Card with Mastercard

If you want to spend your crypto directly without making top-ups, check out hi Debit Card:

  • Spend Euros, Pounds, stablecoins, and other cryptos at any Mastercard merchant worldwide
  • Up to 10% card spend reward
  • Rebate on between 1-20 Digital Subscriptions
  • Fund your card instantaneously via SEPA or FPS with Euros or British Pounds using a hi personal IBAN
  • NFT customization for eligible cardholders to personalize the face of their card with an NFT avatar they verifiably own
hi NFT card

How do I get a Binance Card?

The process of getting a Binance Card is pretty simple:

  1. Sign up for an account on the Binance website and verify your identity (KYC Level 2)
  2. Visit
  3. Choose how your name appears on the card and then confirm. 
  4. Choose a 4-digit PIN for your physical card as it is necessary for ATM withdrawals and large transactions at physical stores.

What types of cryptocurrency does Binance card support?

Binance Card currently supports the conversion and spending of:

  • BNB
  • BUSD
  • USDT
  • BTC
  • SXP
  • ETH
  • EUR
  • ADA
  • DOT
  • XRP
  • AVAX
  • SHIB

Also worth noting: The Binance Card uses the total value of all your cryptocurrency and fiat currencies in your Funding Wallet to make purchases based on the cryptocurrency order you set up in the card Dashboard.

Binance Card Available Countries

You’re eligible to apply for a Binance Card if you live in the following European countries:

Austria, Belgium, Bulgaria, Croatia, Republic of Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden. 

If you’re not from one of these countries, you can still use the Binance exchange but you won’t be able to get a debit card.

Binance Debit Card Fees



First physical or virtual card issuance


Monthly Fee / Annual Fee


Crypto Conversion

Up to 0.9%

ATM Withdrawal 


Foreign Exchange Fee


Reissuance of the physical card


Inactivity (12 months)


Account closure


Binance Debit Card Withdrawal Limits



EEA Virtual Card


Daily Spending Limit


EEA Physical Card


Daily Spending Limit


Daily Withdrawal Limit


Refugee Virtual Card


Daily Spending Limit


Refugee Physical Card


Daily Spending Limit


Daily Withdrawal Limit


Binance Card Cashback

You can earn up to 8% BNB Cashback for every eligible purchase you make with your account. All cashback earned is automatically deposited into your Funding Wallet, so all that’s left for you to do is spend it!


Whether you own cryptocurrencies or not, it’s worth checking out this new type of payment. Binance’s card is a great way to spend your crypto and is one of the best ways for people who don’t want to convert their crypto into fiat currency. However, you need to first transfer fund from Spot Wallet to Funding Wallet, which involves some extra steps and may not be handy for purchase. Another option would be using hi Debit Card which members can spend crypto and fiat holdings directly from their Flexible account, without the need to top-up funds to a separate card account. 


The Binance Card is a Visa card, so it can be used anywhere that accepts Visa. That means you can use the Binance Card in any ATM or online, and at any local shop that accepts Visa. You’re covered with this card!

Yes, you can use the Binance credit card to withdraw cash from an ATM. With a physical debit card, you can withdraw up to €290 per day.

There’s no issuance or monthly fee for using the Binance Card, but there may be a crypto conversion fee of up to 0.9% when you withdraw cash or make a purchase.

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