The BitPay Card is a crypto debit card, issued by Metropolitan Commercial Bank, that allows you to spend your Bitcoin and other cryptocurrencies at millions of merchants worldwide. It’s one of the easiest ways to spend Bitcoin and other cryptocurrencies right now!
What is a Bitpay Card?
BitPay offers a prepaid debit card, which allows users to load crypto onto a prepaid debit card that can be used at any retailer that accepts Mastercard. The BitPay Card is available as a virtual crypto card or physical plastic card.
BitPay Card accepts Bitcoin, major alt coins, tokens, and stablecoins. Currently, BitPay Card supports the following cryptocurrencies:
- Bitcoin (BTC)
- Ethereum (ETH)
- Bitcoin Cash (BCH)
- Dogecoin (DOGE)
- Shiba Inu (SHIB)
- Litecoin (LTC)
- ApeCoin (APE)
- Dai (DAI)
- USD Coin (USDC)
- Binance USD (BUSD)
- Wrapped Bitcoin (WBTC)
- Pax Dollar (USDP)
- Gemini Dollar (GUSD)
- Euro Coin (EUROC)
Bitpay Card Alternative - hi Debit Card
While the BitPay Card is available in a wide range of merchants, it’s only issued to U.S. citizens only. If you’re not eligible for BitPay Card at the moment, consider the hi Debit Card as your crypto debit card alternative.
- Spend Euros, Pounds, stablecoins, and other cryptos at any Mastercard merchant worldwide
- Up to 10% card spend reward
- Rebate on between 1-20 Digital Subscriptions
- Fund your card instantaneously via SEPA or FPS with Euros or British Pounds using a hi personal IBAN
- NFT customization for eligible cardholders to personalize the face of their card with an NFT avatar they verifiably own
How to get a Bitpay Card?
It’s pretty easy to apply and get a Bitpay Card:
- Download the mobile app (available in Android, iOS, Mac, Windows and Linux)
- Sign up for an account
- Click on the card icon within the app
- Complete the card onboarding process and verification
- Top up your account with crypto
To request your physical plastic card, simply go to the BitPay website and click “Order a Card” You will need to enter in your full name, phone number, email address, and billing address. Then click “Continue.” You will receive an email with instructions on how to access your BitPay Card account
Bitpay Card Fees
Item | Fee |
Card Issue | $0.00 |
ATM Fee | $2.50 |
Monthly Fee | No conversion fee |
Card Load | No conversion fee *Network fees and miner fees may apply |
Card replacement | $10 |
International Currency Conversion | 3% |
Inactivity Fee | $5.00 per month after 90 days with no transactions |
Bitpay Card Limits
Item | Limits |
ATM Withdrawal | $2,000 per withdrawal, 3 withdrawals per day |
Daily Top-Up Limits | $10,000 |
Daily Spending Limits | $10,000 |
Maximum Balance | $25,000, cash loads included |
BitPay Card Rewards and Cashback
You can earn cashback crypto rewards on purchases paid with BitPay Card in more than 100,00 places. You can check the details in your BitPay app to find out places offering crypto rewards and the percentage you will earn.
Apart from the cashback rewards, you can earn a $10 referral bonus when you referred friends load their first $100.
How to use Bitpay Card?
The Bitpay card can be used in a number of different ways:
- Spend bitcoin to buy goods and services.
- Pay bills in person or online.
- Withdraw cash from an ATM, similar to a traditional credit card or debit card.
- Buy items on the internet just like you would with a normal credit card (online merchants will only see a Visa logo).
Conclusion
The Bitpay Card is a great way to spend your Bitcoin and other cryptocurrencies, but it does have some drawbacks. If you are looking for something more convenient than the Bitpay Card then we recommend using hi Debit Card – which allows you to spend your cryptocurrencies directly from your Flexible account.
FAQs
Is the Bitpay Card worth it?
It depends on your needs. If you are looking for a card that can be used anywhere, then yes. The Bitpay card is a great option for those who want to use their cryptocurrency in the real world. It’s also great for those who want to make purchases in stores that don’t accept conventional credit cards. If you’re looking for a card that can only be used at certain places like Bitcoin ATMs or specific merchants, then this might not be the right choice for you since it is not accepted everywhere yet.
How does a Bitpay Card work?
Once you have your Bitpay Card, you can use it anywhere MasterCard is accepted. That’s right: your Bitpay Card works just like any other credit or debit card—except that it allows you to spend bitcoin and convert it into dollars at the same time. This makes buying things online, in-store, and in-person easier than ever before.
How to load your Bitpay Card?
You can add crypto to your BitPay Card from your BitPay app. It’s also possible to import other wallets to fund your card.