Card Review Visa Card Review

Cryptocurrency cards are becoming increasingly popular due to their rewards and their ability to link cryptocurrencies to regular card purchases. One of the most popular cards on the market is the Visa Debit card. This card is prepaid and allows you to load up fiat or cryptocurrencies in exchange for a wide amount of incentives such as airport lounge access, cashback, and rewards. In this card review, we look over all the rewards, limits, and fees that are associated with the card.

If you’re looking for other crypto debit card alternatives, don’t forget to check out hi Debit Card, which will be released soon. Unlike prepaid cards offered by, hi members have the ability to spend crypto and fiat holdings through their hi Card directly from their Flexible account, without the need to top-up funds to a separate card account. Card Tiers

The card has a variety of rewards depending on the tier of card you choose. The first card is free to get, however, you can stake some CRO to purchase different cards. Each tier has a specific qualifying limit. You can compare the various rewards and staking requirements in the card tiers table below.


Midnight Blue

Ruby Steel

Royal Indigo & Jade Green

Frosted Rose Gold & Icy White


CRO Stake requirement






CRO rewards when staking






Non-staking CRO Rewards






Benefits (100% purchase rebate)

No benefits


Spotify and Netflix

Spotify, Netflix, Amazon Prime. Plus 10% rebate for Expedia purchases and more. 

Composite metal card






How to Get Card?

Getting a debit card is a relatively easy process which you can do online directly from the app. The steps to ordering a Debit card are as follows:

  1. Download the app.
  2. Complete the verification process (they may need to see some ID)
  3. Navigate to the ‘Card’ page at the bottom of the app.
  4. Select your preferred card tier and stake the required CRO.
  5. Submit your address.
  6. That’s it! You can check the ‘Card Issue Status’ on the card reservation page to check when your card’s been shipped. Card Requirements

There are a few requirements for getting a card. You should be guided through all of these during the process of ordering the card. The requirements are as follows:

  • Complete’s verification requirements 
  • accept the Terms & Conditions
  • hold enough CRO in your App wallet to stake for a lock-up period of 180 days
  • be based in Singapore, the United States, Canada, and countries in the Asia Pacific region and European Union/UK.

How long does it take to get a card?

The delivery time differs between regions. For users based in the US, EU, APAC, or Canada, the card should be delivered within 7-14 working days. Users based in Singapore will have their cards delivered within 3-7 working days. Debit Card Fees


Fees (USD)

ATM withdrawal fee (after passing free limit)


Debit/Credit card top-up

Debit: 0%

Credit: 2.99%

Pay-Pal top-up


Fee to re-order a card

Midnight Blue: $7

Other cards: $50

Fee for 12-months of inactivity

$4.95 Debit Card Limits


Limits (USD)

Free Monthly ATM withdrawal limit


Total withdrawal limit

Daily: $500-2000 

Monthly: $5000-10,000 

Frequency of ATM withdrawal limit

Daily: 3
Monthly: 30

Cumulative top-up limit

Daily: $10,000
Monthly: $25,000

Top-up limit when paying via debit/credit card

Daily: $250-1000

Monthly: $2000-5000

Top-up limit when paying via PayPal

Daily: $1000-5000

Limit on fiat to card transfers

Daily: $10,000
Monthly: $25,000

Limit on crypto to card transfers

Daily: $10,000

Monthly: $25,000

Limit on card to card transfers


Limit for online/in-store purchases

Daily:$10,000-$25,000 Card Benefits

There are a wide variety of benefits to having a card. Here are a few of the main ones:

  • It’s an easy way to turn cryptocurrency into a spendable currency
  • You can earn rewards on spending
  • There’s no monthly or annual fee
  • You can get reimbursed for some purchases
  • Free ATM withdrawals (up to a certain limit)
  • Credits for Expedia and Airbnb (with some card tiers)
  • Airport lounge access (with some card tiers)


The Debit Card is just one of many amazing cryptocurrency cards on the market. Other cryptocurrency cards on the market will offer similar, if not better, rewards. If you’re looking for something different, you can check out the hi Debit Card which will be released soon. With the hi Debit Card, you can spend crypto and fiat directly from your Flexible account!


The pre-paid card works by offering incentives and rewards in return for staking CRO (a currency created by The entry-tier card is free but the other cards require you to stake an amount of CRO for at least 6 months. After this period, you can withdraw your funds and reduce the benefits, or keep the money staked to maintain those benefits.’s card is a pre-paid card. This means that the card isn’t linked to a bank account or wallet and you’d need to top up the card using a method such as card payments or PayPal. Once the card is topped up, you can use it just as you’d use a regular debit card. This means you’ll only be able to spend the money that you have on your account. If the card runs out of funds, you’ll need to top it up again. 

To upgrade your card to another tier, you’ll need to stake whatever additional CRO is required to cover the minimum staking requirement for the tier you want. To do this, you’ll need to go to your CRO Wallet in the App and tap on the ‘Stake’ button. The app will guide you through the required steps, then you can enter and confirm your Visa Card upgrade by tapping ‘Upgrade’.

Unlike other prepaid cards, the card doesn’t offer any sign-up bonus. However, the rewards that come from using the card make it a  worthy choice if you are looking for a card that gives you easy access to your cryptocurrency. It’s still worth looking around and comparing this card to other cards, to make sure that the rewards you’re getting are best for you.

Comments are closed.