Crypto Interest Rates

Crypto Interest Rates –

Earning interest on crypto is one of the best ways of earning decent income on your idle cryptocurrency assets. Unlike bank interest accounts, cryptocurrency interest accounts offer high-interest rates. Currently, many platforms are offering crypto interest account services. Accounts that offer multiple tokens are good since they allow you to choose the type of coin to invest in. Additionally, they enable you to diversify your portfolio. is one of the crypto interest accounts that offers multiple cryptocurrencies for investment. The platforms, which also allow buying and selling of crypto, simplify the process of investing in digital assets. Even if you are a newbie and you do not have any crypto holding in your wallet, you can create an account with the platform and use your fiat funds to buy cryptocurrency coins and hold them for interest.

Generally, offers some of the highest interest on cryptocurrencies holdings in the entire market. However, the interest rates vary with the type of cryptocurrency. For example, Ethereum (ETH) earns 5.5% APY while hi dollar (HI) attracts a high interest of 40% APY.

Here are the top cryptocurrencies that offers and their interest rates.

Bitcoin – 0.5% to 6%

Bitcoin has been the world’s most widely traded and held cryptocurrency since it was first founded in 2008 by a pseudonymous person, Satoshi Nakamoto. Bitcoin was the first cryptocurrency to be launched into the market and is still considered the benchmark for other cryptocurrencies. The digital token has recorded a massive growth in value and popularity. At the time of its launch, one bitcoin was worth just a fraction of a penny. In 2010, the price of the digital token recorded the first significant price movement, with one Bitcoin selling at $0.09.

Currently, the price stands at $37,862 at the time of writing, with a trading volume of $26.3 billion. The token is ranking the #1 with a market cap of $720.4 billion at the time of writing. Bitcoin has a circulating supply of 19.027,781 BTC coins and a maximum supply of 21,000,000 BTC coins.

Bitcoin derives its unique advantage from the fact that it was the very first cryptocurrency to hit the market. The digital token managed to create a global community and set precedence for the development of other thousands of other cryptocurrencies that currently exist. The entire cryptocurrency market, which is now more than $2 trillion, is based on the idea of decentralized money realized by Bitcoin. Bitcoin created an entirely new community of enthusiasts who create, invest, and the cryptocurrency and other digital tokens in their daily lives.

Bitcoin has existed at the top of the active market for more than a decade now. 

Even though Bitcoin has lost its undisputed dominance in the market, it remains the largest and most trusted crypto in the market. The cryptocurrency price hit an all-time high of $64,863.10 on April 14, 2021.

Compared to other cryptocurrencies, Bitcoin is the most trusted digital coin. Additionally, it presents a relatively lower risk compared to other cryptocurrencies due to its larger market capitalization. The popularity of the token also nullifies the risks of fraud that is common with new projects. For example, you do not expect to wake up one morning and hear that Bitcoin has collapsed. However, such risks are common with new projects. offers the lowest interest rate for BTC (0.5% to 6%) compared to other coins such as ETH (5.5% to 8.0%), USDT (11%), and HI (40%). Bitcoin already has many advantages over other cryptocurrency tokens. For example, due to its large market size, it has the best liquidity – meaning you can easily trade your Bitcoin. Additionally, Bitcoin presents minimal risks, as it is a well-established cryptocurrency.

Due to the low risk that Bitcoin presents, the demand for crypto remains high. Therefore, Bitcoin generally attracts lower interest rates compared to other tokens that pose higher risks.  

Ethereum (ETH) – 5.5% to 8%

Ethereum is a decentralized open-source blockchain network system. Ether, the native token to the Ethereum blockchain, is the second most known, used, and largest cryptocurrency in terms of market capitalization. Ethereum supports numerous other cryptocurrencies and smart contracts. 

Ethereum was launched in 2015 by co-founders Vitalik Buterin and Joe Lubin.  Unlike Bitcoin, Ethereum was launched through an initial coin offering (ICO) which raised $18.3 million. The price of one Ether (ETH) was $0.311, with over 60 million coins sold. If you consider the current price of Ethereum today, you get an annualized return on investment of over 270%. This means that, on average, Ethereum’s price has been more than quadrupled since 2014.  Currently, one ether is selling at $2,802.20 with a trading volume of $15.9 billion as per the time of writing. The cryptocurrency is ranked #2, with a market cap of $337.96 billion. The current circulating supply is 120 606,809 ETH coins. Ethereum has no maximum supply.

Ethereum pioneered the concept of a blockchain smart contract platform –  are computer programs that automatically execute transactions. Smart contracts reduce the need for intermediaries between contractors hence reducing the transaction cost while increasing transaction reliability. Smart contracts enable the network to support many applications since people can easily code their agreements and let them run automatically. Over 40 of the tokens rank top 100 cryptocurrencies in terms of market capitalization  

In addition to smart contracts, the Ethereum blockchain can host other cryptocurrencies (“tokens”) using the ERC-20 compatibility standard. So far, there are more than 280,000 tokens on the network 

Ethereum is popular, and the native token is widely adopted. Therefore, it presents smaller risks compared to tokens with a small market cap. offers between 5.5% and 8% interest on Ethereum. The interest may seem to be small compared to the cryptocurrencies such as stablecoins. However, the interest offered by is one of the highest in the market for the Ethereum token. 

USDT Stablecoins – 11%

Tether (USDT) is a stablecoin that mirrors the price of the U.S dollar. The coin, issued by a Hong Kong-based company, Tether, was originally launched in 2014 as Realcoin, a second layer crypto-token built on top of Bitcoin’s blockchain using the Omni platform. It was later renamed to USTether, and finally, USDT. Later the token was updated to be compatible with other blockchain networks such as Ethereum, EOS, Tron, Algorand, and OMG blockchains. 

USDT aims to combine the decentralized and unrestricted nature of cryptocurrency with the stable value of the United States dollars. Stablecoins are used as an inflation hedge. Instead of keeping a fiat currency in a savings account with an average of 0.06% interest, users can lend their stablecoins and earn higher yields offers a crypto interest account for USDT that earns a higher yield of up to 11%. With the increasing threat of inflation affecting most traditional currencies, the use of stablecoins, especially USDT, is likely to be more popular. 

Additionally, stablecoins are a solution to the highly volatile cryptocurrency markets. It proves a haven for investors during a period of high volatility. They can hold their tokens in USDT instead of cashing them out in dollars. 

HI – 40%

HI is a native token for the protocol (hiP). The blockchain protocol is a fast, scalable, secure, and adaptable network that supports smart contracts. Users can build even the most robust smart contract for DeFi on the platform. The network uses Delegated Proof of Stake (DPoS) consensus mechanism, which is fast, secure, and more scalable. The platform leverages a WASM-based virtual machine to provide users with a wide range of support programming languages such as C, C++, Rust, Java, and many more. The network also offers a near-native programming speed. platform allows users to stake high dollars and earn up to 40% APY, one of the highest in the market. With the utility that hiP is promising, you can easily predict that the demand for hi Dollar is likely to soar moving into the future.


When investing with a crypto interest account, it is important that you balance between risks and rewards. Tokens such as BTC and ETH have been around for quite some time and have proven to be more consistent and trustworthy. Such tokens may offer relatively lower interest rates according to the market treat them as having lower risk. HI is a relatively newer token, which offers a high rate of up to 40%. As a membership token that supports the activities in the ecosystem, is keen to maintain the value of the token. allows you to stake more secure ETH and highly rewarding USDT and hi Dollar tokens. The platform also has an intuitive user interface, which is suitable for both beginners and experienced traders. 

Join the platform today and start earning decent interest in the cryptocurrency of your choice.

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